Terms and Conditions

Acceptance of terms

By using https://over50calculators.co.uk, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use this website.

About this website

This website is operated by a UK individual and provides retirement planning calculators and related information for users aged 50 and over. We are not a regulated financial advisor or firm, and we do not provide regulated financial advice. All calculators and tools are provided free of charge for informational purposes only.

Use of calculators and tools

The calculators and information on this website are provided for general guidance and educational purposes only. They are not intended to provide specific financial, legal, tax, investment, or professional advice. Calculator results are estimates based on the information you provide and current assumptions – your actual results may vary significantly.

You should not rely solely on these tools for important financial decisions. Always consult qualified, regulated professionals before making significant financial, legal, or tax-related decisions.

Disclaimer of warranties

To the extent permitted by law, this website and all calculators, tools, and information are provided “as is” without any guarantees, conditions, or warranties as to their accuracy, completeness, or reliability. We make no representations about the suitability of the information for any purpose. We are not providing professional advice of any kind.

Limitation of liability

To the fullest extent permitted by law, we exclude all liability for any direct, indirect, incidental, or consequential loss or damage arising from:

• Your use of this website or reliance on any information contained within it
• Any errors, omissions, or inaccuracies in the calculators or content
• Technical issues, downtime, or interruptions to the service
• Any decisions made based on calculator results or website content

This includes, without limitation, any liability for loss of income, business, profits, data, or any other financial losses, whether caused by negligence, breach of contract, or otherwise.

This limitation does not affect our liability for death or personal injury caused by negligence, fraudulent misrepresentation, or any other liability that cannot be excluded under UK law.

Intellectual property

All content on this website, including calculators, tools, text, and design elements, is protected by copyright. You may use the calculators for personal, non-commercial purposes but may not copy, distribute, create derivative works, reverse-engineer, or attempt to gain unauthorised access to the calculators’ underlying code without permission.

Third-party links

This website contains links to external websites. We are not responsible for the content, accuracy, privacy practices, or availability of any linked websites. You access third-party sites at your own risk.

Data processing

Information about how we handle your data is set out in our Privacy Policy, which forms part of these terms.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page and will take effect immediately upon posting. Your continued use of the website after any changes constitutes acceptance of the new terms.

Governing law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

For questions about these terms, please contact us through our contact form.