Privacy Policy

Who we are

Our website address is: https://over50calculators.co.uk. We are a UK-based individual providing retirement planning calculators. We are the data controller responsible for your personal data collected via this website.

What personal data we collect and why we collect it

Calculators. Our retirement planning calculators do not collect or store any personal data from you. All calculations are performed locally within your web browser, ensuring your financial details remain private and are not transmitted to our servers.

Contact forms. When you submit our contact form, we collect the name, email address, and message you provide. We process this information based on our legitimate interest to respond to your enquiry and communicate with you. We use this data solely for the purpose of addressing your query.

Cookies. We use essential cookies that are strictly necessary for the basic functionality of our website (e.g., remembering your cookie preferences). These cookies do not collect any personal data.

We also use non-essential cookies for analytics and advertising purposes. We will only place these cookies on your device with your explicit consent, which you can provide or withdraw via our cookie consent banner. You can manage your cookie preferences at any time through your browser settings.

Analytics. We use Google Search Console to monitor our website’s performance and identify technical issues (e.g., broken links, search appearance). This service collects anonymised data, including referrer information and search queries, but does not identify individual users.

We may implement Google Analytics to understand how our website is used. If implemented, Google Analytics will collect anonymised usage data, including IP addresses (which are anonymised), browser types, pages visited, and time spent on pages. This helps us improve our website’s content and user experience. We will only use Google Analytics with your explicit consent.

Advertising. We use Google Ads to display advertisements. Google Ads may place cookies on your device to serve targeted advertisements based on your browsing activity. This activity is anonymised. We will only use Google Ads cookies with your explicit consent.

Who we share your data with

We do not sell, trade, or otherwise transfer your personal information to third parties, except for the third-party services mentioned above (Google Search Console, Google Analytics, Google Ads). These third-party service providers are contractually obligated to protect your data and only use it for the purposes for which it was provided.

How long we retain your data

Contact form submissions are retained only as long as necessary to respond to your enquiry and for a reasonable period thereafter for administrative purposes related to that enquiry. We do not store personal data indefinitely.

What rights you have over your data

Under the UK General Data Protection Regulation (GDPR), you have the following rights regarding your personal data:

• Right to access. You can request a copy of the personal data we hold about you.
• Right to rectification. You can request that we correct any inaccurate or incomplete personal data we hold about you.
• Right to erasure (‘right to be forgotten’). You can request that we erase your personal data under certain conditions (e.g., if the data is no longer necessary for the purpose for which it was collected).
• Right to restriction of processing. You can request that we restrict the processing of your personal data under certain conditions (e.g., if you contest the accuracy of the data).
• Right to object to processing. You can object to our processing of your personal data under certain conditions (e.g., for direct marketing).
• Right to data portability. You can request to receive your personal data in a structured, commonly used, and machine-readable format, or request that we transmit it directly to another controller, where technically feasible.

To exercise any of these rights, please contact us using the contact information provided below.

You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk), if you believe your data protection rights have been violated.

Where we send your data

Our website is hosted in the United States. Google services (Google Search Console, Google Analytics, Google Ads) may process data in various locations globally, including the United States. When data is transferred outside the UK/EEA, we ensure appropriate safeguards are in place to protect your data, typically through the use of Standard Contractual Clauses approved by the European Commission or the ICO.

Changes to this privacy policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post any changes on this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

Contact information

For privacy-related enquiries, or to exercise any of your rights regarding your personal data, please contact us